Other Insurance Products
Through an affiliated partner, we offer an array of financial solutions including: disability income insurance, impaired risk life insurance, long-term care insurance, and Medicare supplement insurance.
Critical Illness Insurance
Your chances of surviving a critical illness are better than ever – thanks to medical advancements but few of us are prepared for the financial burden of recovery. Health insurance doesn’t come close to covering all expenses!
How would you supplement your lost income and pay your mortgage if you were critically ill? What would you do about wages given up by your spouse to provide care for you? What if you couldn’t go back to work?
Critical illness insurance pays a lump-sum benefit upon the first diagnosis of a covered illness/procedure. The cash benefit is paid directly to you – to use any way you choose!
Medicare Supplement Insurance
Americans age 65 or older and people with certain disabilities may qualify for Medicare, a federal health insurance program. Medicare Supplement Insurance* is available to cover many of the costs not paid by Medicare.
These plans are often called “Medigap” policies because they help fill the “gaps” in the Original Medicare Plan, and will typically offer coverage for the Original Medicare Plan’s deductibles, coinsurance amounts, and other mandated benefits. Through alliances with financial partners, we can offer Medicare Supplement Insurance. Contact an advisor today for more information on our Medicare Supplement Insurance. 1
To find our more information about Medicare, call 800-MEDICARE or visit the government’s Medicare Web site.
Disability Income Insurance
If you would become disabled for an extended period of time, the prolonged income loss can have a devastating effect. In caring for members and their families, Degree of Honor wants to ensure that if you’re hurt and cannot work, you and your family are still provided for. We can offer a wide array of disability options through financial partners.
Long-Term Care Insurance
Through financial partners, we offer various funding strategies for long-term care1 to best fit your needs. Members can receive a five percent discount on purchases of long-term care plans through John Hancock.
Impaired Risk Life Insurance
Through our alliances with financial partners, we can offer coverage for certain health conditions that Degree of Honor is unable to insure.
Contact our Insurance Solutions team today to learn more about these products.